Fort Worth, Texas
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Pass Credit Card Processing Fees to Customers — Nationwide

Reduce or eliminate out-of-pocket processing costs with a cash discount / dual pricing program designed for small businesses. No long-term contracts, free POS equipment, and fast setup available anywhere in the U.S.

North American Bancard’s PayAnywhere platform with secure, in-house processing.

Revolutionary Credit Card Processing Solutions

Lowest Rates Guaranteed

Rates starting at just 2.69% - Every rate is negotiable based on your business needs and transaction volume. We work directly with you to create a custom pricing structure that saves you money while providing the payment processing services your business requires.

2.69%

Starting Rate

FREE

Equipment

$0

Monthly & Termination Fees

We have different options for your business - Call us and we'll provide the best rates possible!

Cut Your Credit Card Fees — Reduce Them by About 90%

Simple. Transparent. Month-to-Month. No Contracts.
Payanywhere is owned and processed in-house by North American Bancard.

Option 1: Smart Terminal
Best for Businesses

PA Smart Terminal w/ Edge Program

  • FREE Equipment
  • NO Annual Contract (Month-to-Month)
  • $0 Transaction Fees
  • No Setup Fees
  • 24/7 Technical Support
  • Flat Rate: 3.8461%
PA Smart Terminal

How It Works:

The terminal automatically shows two prices — like a gas station:

  • Cash Price (lower)
  • Card Price (3.8461% higher)

Example on a $100 item:
💵 Pay cash → $100.00
💳 Pay by card → $103.85

The card customer covers the fee — you always net the same amount. It's called dual pricing, legal in all 50 states, and the prices are clearly displayed at the point of sale.

Perfect for:

  • Retail Stores
  • Restaurants
  • Service Businesses
Option 2: Mobile Payments
(On-the-Go)

PayAnywhere 3-in-1 Bluetooth Reader

  • Compact & Portable
  • No Monthly Fees
  • $0 Transaction Fees
  • Low Rate: 2.69%
PayAnywhere 3-in-1 BT Reader

Accept payments anywhere:

  • Swipe
  • Tap
  • Chip

Perfect for:

  • Mobile Businesses
  • Contractors
  • Pop-Ups & Events
More Options & Equipment Available
✔ No Yearly Contracts | ✔ No Termination Fees
✔ Month-to-Month Freedom
Why Switch?
Stop overpaying in fees
Simple, Transparent Pricing
Fast Setup
Modern Payment Solutions

Complete Payment Processing Solutions

From point-of-sale systems to online payment gateways, we provide comprehensive payment processing services designed to help your business accept payments efficiently and securely. Whether you operate a retail store, restaurant, service business, or e-commerce website, we have the right payment solution for your needs.

Credit Card Processing

Accept all major credit cards with competitive rates and secure processing. Our credit card processing services support Visa, MasterCard, Discover, and American Express, giving your customers flexible payment options. We offer transparent pricing with rates starting at just 2.69%, and every rate is negotiable based on your business volume and transaction types. With next-day funding available, you'll have quick access to your money, and our 24/7 transaction processing ensures your business never stops accepting payments.

  • Visa, MasterCard, Discover, Amex
  • Competitive Processing Rates
  • Next-Day Funding
  • 24/7 Transaction Processing

Point of Sale Systems

Modern POS systems designed to streamline your business operations and improve efficiency. Our point-of-sale systems feature intuitive touch screen terminals that make transactions quick and easy for your staff. Beyond payment processing, our POS systems include comprehensive inventory management tools that help you track stock levels, set reorder points, and manage product information. Advanced sales reporting features give you insights into your best-selling items, peak sales times, and customer purchasing patterns. Integrated customer management capabilities allow you to build customer profiles, track purchase history, and implement loyalty programs.

  • Touch Screen Terminals
  • Inventory Management
  • Sales Reporting
  • Customer Management

Mobile Payment Solutions

Accept payments anywhere with our mobile payment processing solutions. Perfect for service-based businesses, food trucks, farmers markets, trade shows, and any business that needs to accept payments on the go. Our mobile card readers connect to smartphones and tablets via Bluetooth, allowing you to process payments from virtually anywhere. Support for contactless payments means customers can simply tap their card or phone to pay, making transactions faster and more convenient. Full EMV chip support ensures secure processing of chip-enabled cards, and compatibility with Apple Pay, Google Pay, and Samsung Pay gives customers even more payment options.

  • Mobile Card Readers
  • Contactless Payments
  • EMV Chip Support
  • Apple Pay & Google Pay

E-commerce Integration

Seamless online payment processing for your website and online store. Our e-commerce solutions integrate with popular shopping cart platforms and website builders, making it easy to accept payments on your website. Payment gateway integration ensures secure transmission of payment data between your website and the payment processor. SSL security certificates protect customer information during transmission, and advanced fraud protection systems help prevent unauthorized transactions. Recurring billing capabilities allow you to set up subscription services, membership payments, or installment plans for your customers.

  • Payment Gateway Integration
  • SSL Security
  • Fraud Protection
  • Recurring Billing

Analytics & Reporting

Detailed reporting and analytics to help you understand your business better and make data-driven decisions. Our comprehensive sales analytics tools provide insights into your revenue trends, transaction volumes, and payment method preferences. Detailed transaction reports help you track every payment, identify patterns, and reconcile your accounts easily. Customer insights reveal purchasing behaviors, peak shopping times, and customer lifetime value. Performance metrics allow you to compare periods, set goals, and measure your business growth over time.

  • Sales Analytics
  • Transaction Reports
  • Customer Insights
  • Performance Metrics

24/7 Support

Round-the-clock customer support to keep your business running smoothly. Our technical support team is available 24/7 to help with any issues, questions, or concerns you may have. Whether you need help setting up your equipment, troubleshooting a transaction problem, or understanding your monthly statement, we're here to help. Dedicated account management ensures you have a personal contact who understands your business and can provide customized solutions. Comprehensive training and setup services get you started quickly, and ongoing troubleshooting support keeps your payment processing running smoothly.

  • Technical Support
  • Account Management
  • Training & Setup
  • Troubleshooting

Why Choose Our Payment Processing?

Trusted by businesses nationwide for reliable payment processing. We’ve been serving merchants across the United States for years, providing payment solutions that help businesses grow while reducing credit card processing fees. Our commitment to transparent pricing, excellent customer service, and innovative programs like Edge sets us apart from other payment processors.

Bank-Level Security

PCI DSS compliant processing with advanced encryption and fraud protection.

Competitive Rates

Transparent pricing with no hidden fees and competitive processing rates.

Fast Setup

Quick approval and setup process to get you accepting payments fast.

Technical Support

Local technical support near our headquarters and remote support for merchants nationwide.

Industries We Serve

Payment processing solutions tailored to your industry needs. Every business has unique payment processing requirements, and we understand that a one-size-fits-all approach doesn't work. That's why we offer industry-specific solutions designed to meet the specific challenges and opportunities of your business type. From restaurants that need table-side payment processing to retail stores requiring inventory integration, we have the expertise and technology to support your business.

Restaurants

Complete restaurant POS systems with menu management and table service. Our restaurant payment solutions are designed specifically for the food service industry, with features like table management, order splitting, tip processing, and integration with kitchen display systems. Whether you operate a fast-casual restaurant, fine dining establishment, or food truck, we have payment processing solutions that fit your business model and help you serve customers efficiently.

Retail

Retail POS systems with inventory management and customer loyalty programs. Our retail payment solutions help you manage everything from sales transactions to inventory tracking, making it easier to run your retail business. Features include barcode scanning, receipt printing, return processing, and integration with accounting software. Customer loyalty programs help you build repeat business, and detailed sales reports give you insights into your best-selling products and peak shopping times.

Service Businesses

Mobile payment solutions for service-based businesses and contractors. If your business involves traveling to customer locations, our mobile payment solutions allow you to accept payments on-site using a smartphone or tablet. Perfect for plumbers, electricians, HVAC technicians, landscapers, and other service providers who need to accept payments at customer locations. Mobile card readers are compact, easy to use, and process payments securely using the same encryption standards as traditional terminals.

E-commerce

Online payment gateways and shopping cart integration for web stores. Our e-commerce payment solutions integrate seamlessly with popular shopping cart platforms and website builders, allowing you to accept payments securely on your website. Features include secure payment forms, fraud protection, recurring billing for subscriptions, and support for multiple payment methods. Whether you sell products online, offer digital services, or run a subscription-based business, we have the payment processing solution you need.

🌟 Our REVOLUTIONARY Edge Program!

💡 It's like going to a gas station and paying by cash or credit...

With our Edge Program, your customers cover most of the processing fees — not you.

🎯 How Our Edge Program Works:

  • 💰 Customer pays a 3.5% markup fee
  • 📊 You are charged only 3.3815% plus $0.010 per transaction
  • 🚀 Customers pay almost ALL of your credit card processing fees!
  • 💳 Works with ALL cards: Discover, AMEX, VISA, MasterCard, Debit
  • 💡 Just $44.95 monthly software fee per device (Still WAY cheaper!)
  • 🆓 FREE equipment shipped via FedEx!
  • 🔧 NO setup fees + 24/7 technical support

🛡️ Why Choose Our Edge Program?

Other merchants use cheap prices on small ticket items to gain market share, then collect YOUR data and raise prices over time.

With our Edge Program, YOU save money from day one and KEEP saving!

💸 MASSIVE Savings Example:

📋 Real Business Example: $10 Average Ticket

✅ WITH OUR EDGE PROGRAM:

2,743 transactions/month

At $0.10 per transaction = $274.30/month

❌ WITH COMPETITORS:

Same 2,743 transactions

At 2.60% + $0.10 = $987.48/month

💰 YOU SAVE: $713.18/MONTH!

That's $8,558.16 per year in savings!

🎉 This Program Can Save You THOUSANDS!

Most small ticket transactions are processed at a loss by competitors due to interchange fees. We're transparent and help YOU profit!

📞 Call (817) 658-0707 to Get Started!

🏆 Trusted by Major Brands & Local Businesses

From Fortune 500 companies to local startups - we power payments for businesses that demand the best!

McDonald's

Panera Bread

Five Below

Boston Market

Ross Stores

Level 10

🎯 Why Do Major Brands Choose Us?

💡 Innovative Solutions

Cutting-edge technology that adapts to your business needs

💰 Unbeatable Rates

Transparent pricing that saves you thousands annually

🛡️ Enterprise Security

Bank-level protection for all transaction types